12 Spencer Pl
Garfield, NJ 07026

$369,000

Beds: 2
Baths: 1
Sq. Ft.: N/A
Type: House
Listing #3993250
Charming Colonial with Expansion Potential and Low TaxesWelcome to this Colonial-style home offering endless possibilities needs TLC Features two bedrooms, small office, living room, a full bathroom, and a functional kitchen. The full basement provides the potential to be finished for additional living space while the existing foundation allows for the opportunity to expand the second floor and increase the home's footprint.Situated on a generous lot, the property includes a large backyard ideal for outdoor enjoyment as well as a private driveway for parking. With low taxes just $5,605 annually and a desirable location, this home is a rare opportunity to create and customize your dream residence. Property Sold AS IS. prefer Cash or construction loan
Property Features
Location Information
County: Bergen
Community Living: No
Latitude: 40.86519
Longitude: -74.10366
Directions: Passaic Street to Spencer pl
Interior Features
Total Rooms: 5
Kitchen Description: Eat-In Kitchen
Has Fireplace: No
Number of Fireplaces: 0
Heating: 1 Unit
Heating Fuel: Gas-Natural
Cooling: See Remarks
Water Heater: Gas
Appliances: Cooktop - Gas
Basement Description: Unfinished
Has Basement: Yes
Exterior Features
Style: Colonial
Siding: Aluminum Siding
Roof: Asphalt Shingle
Sewer: Public Sewer
Water: Public Water
Utilities: All Underground, Electric, Gas-Natural
Has Garage: No
Garage Spaces: 0
Driveway: 1 Car Width
Parking Spaces: 2
Lot Size: 3000 SF
Lot Size in Acres: 0.07
Additional Information
Property Type: SFR
Property SubType: Single Family
Year Built: 1900
Status: Active
Senior Community: No
Tax Amt / Rate / Rate Yr / Yr: 5616 / 3.337 / 2024 / 2024
Tax Year: 2024
Tax Amount: $5,616
Days On Market: 4


$ per month
Year Fixed. % Interest Rate.
Principal + Interest: $
Monthly Tax: $
Monthly Insurance: $
Term
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Interest Rate
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Down Payment
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List Price:
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Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.
Seller's Representative:
3SIXTY REALTY LLC
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GSMLS (Broker IDX) data last updated at November 3, 2025, 12:43 PM ET