CENTURY 21 Semiao and Associates' Blog

3 Important Questions To Ask Your Mortgage Lender Before You Sign

What Questions Should I Ask My Mortgage Lender Before I Sign?

Many real estate agents will recommend a loan officer to you.  It's because they have a working relationship with that person and know they will get the job done.  We know that no one is perfect, but is is important to do your due diligence and talk to the recommended professional even if you have been pre-approved by someone else or have a 'friend' in the business.  

When you speak to the loan officer, ask these 4 important questions:

How Credit Reports And Scoring Affect How Much House You Can Buy

Simply put, a credit score reflects how you pay your bills.  Having good to excellent credit is essential in the home buying process.  Please understand that just because you have good credit, doesn't mean you qualify automatically to get a loan for a house.  Here's what you need to know.

There is a buzzword in the mortgage industry.  Actually it's two words . . . Credit Scoring.

4 Real Estate Trends to Look Out for in 2021

Whether you’re a city dweller who’s looking to move into the suburbs or you want to sell your cramped space for a larger home, it’s smart to keep your eye on the ever-changing real estate market.

Here are the real estate trends to look out for in 2021.


Millennials Will Be the Top Home Buyers 

Millennials, or people born between 1981 and 1996, have been dominating the housing market for the past couple of years, and this year isn’t any different. With the youngest Millennials turning 25 years old in 2021, chances are, many will be moving out of their parents’ home and into their own private space.

On the other hand, the eldest Millennials will be turning age 40. This may mean that they’re expanding their families, getting higher-paying jobs and moving into larger homes. With many still working from home, chances are, people will be looking for an at-home office space during their real estate search.